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CGAH: Retrofit Funding

Program Category: Built Environment, Climate Mitigation
Program Sub-Category: Energy Efficiency (Housing / Buildings)
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Status: Open

Funder

Canada Mortgage and Housing Corporation (CMHC)

Deadline Details

Applications are accepted on a continuous basis until the available funding has been fully committed.

Funder Organization Type

  • Federal Government

The Government of Canada is committed to achieving net-zero emissions by 2050. To do this, buildings must be retrofit to reduce greenhouse gas (GHG) emissions and increase their climate resilience in an affordable way. To make this transition more affordable and sustainable, the Canada Greener Affordable Housing (CGAH) program will provide funding to support the completion of deep energy retrofits to existing multi-unit affordable housing (5+ units) that serve low- and moderate-income households and those greatest in need. The program will help community housing providers improve building quality, adapt to climate change, and extreme weather events. 
 
This funding is for deep energy retrofits include projects that target:
  • 70% reduction in energy consumption relative to pre-retrofit performance, and
  • 80% reduction in greenhouse gas (GHG) emissions relative to pre-retrofit performance.
IMPORTANT: Application submission for Retrofit Funding requires completing pre-retrofit activities, such as energy audit, modelling study and Building Condition Assessment report.
 
Learn about the CGAH Pre-Retrofit Funding Program here. 
 

Eligible Community

To be eligible for this funding, you must have an affordable housing purpose and a proven mandate to provide housing to lower-income households or populations in need. This funding is open to:
  • Indigenous governments and organizations including First Nations, Tribal Councils and Indigenous housing providers
  • provincial, territorial and municipal governments

Specific Eligibility Requirements

Eligible property types include:
  • mixed income rental or mix-use with affordable rental housing
  • community housing
  • affordable rental housing
  • Indigenous community housing and cultural spaces
  • shelters, transitional and supportive housing
  • single-room occupancy
 
See the program website for specific eligibility details. 

Other Eligible Applicants

Indigenous Organizations
Non-governmental Organizations / Not-for-Profits

  • community housing providers such as non-profit housing organizations, public housing agencies and rental co-operatives
 
Private market housing organizations are not eligible for this funding.

Type of Funding

  • Loan

Range of Funding Available per Project

  • Under $100 000
  • From $100 000 to $1 000 000

Description of Funding

Up to $1.1 billion in forgivable and low-interest repayable loans are available through a callout application-based process.
 
  • CMHC will fund 100% of eligible retrofit costs, up to $170,000 per unit (repayable and forgivable loans combined). Forgivable loans will be the lesser of:
    • $85,000 per unit, or
    • Eighty percent (80%) of eligible retrofit costs.
  • Projected energy savings should help offset repayable loan requirements.
  • Funding will be available over 4 years starting in 2023-24.